You & Your Partner are cordially invited to
attend Chadborn Baker & Kearle Ltd's seminar
on Reducing your Inheritance Tax Liability
and Investment Planning
Wednesday
20 th April 2005 ,
at The Marriot Hotel, Swansea .
(
11.00am for 11.30am start, 1.45pm finish)
As
Independent Financial Advisers with collectively
over 50 years of experience, we will help raise
your awareness of the ramifications of
inheritance tax on your estate and unravel the
mystery of investments by offering you the chance
to attend this seminar. Our presentation will
be held in conjunction with Lloyd Williams Solicitors,
who offer a wide range of legal services in
all areas of law but who specialise in inheritance
tax, and estate planning
In
Summary we will endeavour to answer the following
important questions and provide the solutions:
- What
can be done to minimise the tax liabilities
on my Estate?
- How
can I achieve a balance between investment
risk and reward?
- How
do tax planning and investment go hand in
hand?
- How
do I establish a vehicle to save future
generations of my family from payment of
a penal and unnecessary tax?
- How
will my property both in the UK and overseas
be affected?
A
Penal Tax
If
your total worldwide assets amount to more
than £275,000 (tax year 2005/06), any
excess upon your death will be taxed at a
rate of 40% and it is your stated beneficiaries
who will be the losers. Personal possessions,
building society accounts, shares, life assurance
policies, PEPs/ISAs and even the family home
all form part of your estate. If you have
worked hard to establish security, do you
really want a significant proportion of the
assets accumulated for your family to go
to the taxman?
We
will show you a number of ways in which you
can minimise your tax liabilities under the
current legislation. We will also address the
use of a range of trusts and how to effectively
utilize your wills.
Balancing
Risks and Investment Returns
The
period 2000-2003 has been a difficult one, and
for some costly. We believe it is essential
clients understand all of the options open to
them, avoiding if necessary, any investment
where all monies are exclusively invested in
equities and adopting a more diversified
strategy. So
if you are confused about your investments and
your existing portfolio, don't worry; with a
little advice and guidance, you'll be surprised
just how easy it is to establish an investment
portfolio tailored to achieve your goals.
If
you want to unravel the complexities of inheritance
tax, estate planning and investment planning,
simply Fax us on 01792 899477, send an email
to mark.kearle@cbkifa.com or admin@lloyd-williams.com
, or complete the seminar invitation
attached to this letter and return it in the
envelope provided or to Lloyd Williams Solicitors.
We
will send you written conformation together
with a map to the venue by return. As the number
of seats is limited please reply as soon as
possible.
In
attending this seminar you are taking the first
step to deal with a costly problem: The next
essential step would be for you to arrange a
convenient meeting to discuss your own situation.
There is no charge for the initial meeting and
it is of course without obligation.
We
look forward to meeting you, and you are welcome
to bring colleagues or friends.
Yours
sincerely
LLOYD
WILLIAMS SOLICITORS
...Breaking
news...Breaking news....Breaking news....Breaking
news..
There
have been some significant legislation changes
made recently which may affect you. We will
be covering these changes and bringing you up
to date with the latest development at the seminar.
The
Financial Services Authority does not regulate
tax planning.
Tax
rates and legislation are subject to change.
